ACH · Crypto · Wire · Check

Move money.
Own the receipt.

Pay employees, contractors, and vendors across any rail — ACH, crypto wallet, wire, or check. Every payment gets a sovereign, cryptographically signed receipt you can verify forever.

Open BeardPay See how it works
ACH / Direct Deposit
USDC / USDT / DAI
Bitcoin / Lightning
ETH / ERC-20
Solana / SOL
Check / Wire
Pay Runs
Review it.
Approve it. Done.

BeardTime sends approved hours directly into BeardPay. Scout calculates gross pay, overtime, deductions, and presents the full run for your approval before a single dollar moves.

Pay Run — Aug 1–15
Pending approval
$14,382.44
Total disbursement
7 payees
Aug 16 · 9:00 AM
CM
Corey M.
Employee · 86.5h
$2,465.25
ACH
JR
James R.
Employee · 80h
$2,120.00
ACH
KM
Kenn M.
Contractor · Invoice #1176
$4,200.00
USDC
TD
Tyler D.
Contractor · Electrical sub
$3,200.00
BTC
Scout reviewed · 0 flags
Sovereign Receipt
● Sealed
Payment Receipt
Verified
sha256: 4f2a8c1e9b3d7f6a0e5c2b8d4a1f7e3c9b6d2a0f8e4c1b7d3a9f5e2c8b0d6a4
PayeeKenn M. (KM-1176)
Amount$4,200.00 USDC
RailERC-20 · Ethereum
Tx hash0x4f2a…6a4f
Sealed bymichael-maynor/beard-energy
Timestamp2026-08-16 09:04:22Z
secp256k1 signature
r: 7d3f9a2c1e8b4d6f0a5c3b9e2d7f4a1c8b5e3d0f · s: 2a8c4f1e9b7d3a6c0f5e2b8d4a9c1f7e3b6d2a0c
Scout AI

Ask Scout to run payroll. Approve what it shows you.

Scout pulls hours from BeardTime, calculates every paycheck — regular, overtime, contractor flat fees — and shows you the full breakdown before anything moves. One approval. Every payment queued and receipted.

  • Pulls approved hours directly from BeardTime
  • Calculates gross, OT, deductions, net for each employee
  • Handles 1099 contractors separately — no withholding
  • Flags anything unusual before you approve
  • Sends to each payee's preferred rail — ACH, crypto, check
Scout
BeardPay AI · Payment assistant
Run payroll for Aug 1–15. Pull from BeardTime.
Pulled 7 payees from BeardTime. Here's the run:
Employees (5)$8,982.44
Contractors (2)$7,400.00
OT flaggedCorey M. +6.5h
Total$14,382.44
Kenn → USDC$4,200 ready
Ready to approve? I'll queue all 7 payments.
Approve it.
✓ 7 payments queued. Sovereign receipts will mint on confirmation. ACH settles Aug 16, crypto within 2 minutes.
What do I owe Marcus this month?
Crypto Rails
Pay anyone, anywhere,
in anything.

Each payee sets their preferred wallet. BeardPay sends stablecoins for no volatility risk, or native crypto if they prefer. Every transaction receipted on-chain and in your ledger.

Crypto Wallets
4 connected
USDC
USD Coin · ERC-20
$12,400.00
Stablecoin · 1:1 USD
BTC
Bitcoin
0.142 BTC
≈ $9,230 USD
ETH
Ethereum
2.84 ETH
≈ $8,804 USD
SOL
Solana
48.2 SOL
≈ $7,230 USD
Payee wallets
💠
Kenn M. · 0x4f2a…6a4f · USDC preferred
Verified
₿
Tyler D. · bc1q…8d4a · BTC preferred
Verified
◎
Marcus D. · 7dK3…9fPq · SOL preferred
Verified
Payment Flow
Kenn M. · Invoice #1176
1
Scout pulls invoice
$4,200 · Invoice #1176 · Contractor
✓
2
You approve
Human seal required — no auto-pay
✓
3
USDC sent to wallet
0x4f2a…6a4f · Ethereum · ~90 sec
✓
4
Sovereign receipt minted
Hash-chained · secp256k1 signed · Forever verifiable
✓
Sovereign Receipts

Every payment gets a receipt no one can dispute.

BeardPay integrates with the BeardPowered sovereign ledger. Every payment — ACH, crypto, wire, check — gets hash-chained, secp256k1 signed, and sealed with your named principal. The payee can verify it independently. No bank statement required.

  • SHA-256 hash chain — receipts link back to genesis
  • secp256k1 ECDSA signature on every payment
  • Human seal gate — you sign every receipt before it's final
  • Contractor can verify their payment without calling you
  • Export full audit bundle for your accountant or an IRS inquiry
Receipt Chain — Aug 2026
Receipt #024 · Aug 16
Corey M. · $2,465.25 · ACH
prev: 8f3a… → hash: 4b2c…
Receipt #025 · Aug 16
Kenn M. · $4,200.00 · USDC
prev: 4b2c… → hash: 9e1f…
Receipt #026 · Aug 16
Tyler D. · $3,200.00 · BTC
prev: 9e1f… → hash: 2a7d…
Chain verified · 26 receipts · Genesis: 01f42a…
Everything included
Built to move money.
Not to manage your HR.
Employees + contractors
W-2 employees with withholding, 1099 contractors with flat pay, vendors with invoice-based payments — all in one run.
BeardTime integration
Approved hours flow from BeardTime directly into pay runs. No re-entry. Timesheets become paychecks automatically.
Any crypto wallet
ETH, USDC, USDT, BTC, Lightning, SOL, MATIC, AVAX — any payee, any chain. Stablecoins for zero volatility risk.
Sovereign receipts
Every payment hash-chained and secp256k1 signed. Integrated with BeardPowered's sovereign ledger. Forever verifiable.
Tax withholding
Federal, state, Social Security, Medicare — calculated per employee. 1099 contractors skip withholding. Year-end exports included.
PDF pay stubs
Employees download their own pay stubs anytime. No HR call needed. Branded, clean, includes all deduction line items.
Full audit trail
Every approval, every payment, every receipt — logged with timestamp and named principal. Export for your accountant or IRS.
ACH + wire + check
Traditional rails work too. Direct deposit via ACH, wire transfer for large vendor payments, PDF checks for old-school payees.
Comparison
Why not Gusto or ADP?

Those are HR suites with payroll bolted on. BeardPay is a payment rail — focused, sovereign, and yours forever.

Feature
BeardPay
Gusto
ADP
QuickBooks
ACH / direct deposit
✓ Yes
✓ Yes
✓ Yes
✓ Yes
Crypto wallet payments
✓ Any chain
✗ No
✗ No
✗ No
Self-hosted
✓ Yes
✗ No
✗ No
✗ No
No monthly fee
✓ Own it
✗ $40+/mo
✗ $60+/mo
✗ $50+/mo
Sovereign receipts
✓ Signed
✗ No
✗ No
✗ No
BeardTime integration
✓ Native
✗ No
✗ No
✗ No
Scout AI payroll assistant
✓ Yes
✗ No
✗ No
~ Basic
Source code included
✓ Yes
✗ No
✗ No
✗ No
Pricing
Own your payment rail.
Pay it once.

Gusto charges $40/month plus $6 per employee. BeardPay pays for itself before year one is over.

One-time purchase
$3,500
or $699 down + $399/mo × 8 — same total
Get BeardPay →
Setup included. First pay run within 24 hours of purchase.
Stop paying Gusto
to pay your crew.

One purchase. Every rail. Every receipt signed and sealed.

Open BeardPay →